Monthly cash payments for up to 24 months after your state unemployment benefits end — enough to cover essential living expenses.
W-2 employees, gig workers, freelancers, and contract workers are all eligible to enroll while employed.
A first-of-its-kind membership model — not insurance — designed specifically for job loss income replacement.
Sign up while employed and activate your safety net. Benefits begin after a short waiting period.
Three tiers from $149–$279/month. No hidden fees, no complicated claims processes.
Your income protection doesn't disappear when the economy turns — it's there when you need it most.
PayCushion is a patent-pending membership-based income protection program — not traditional insurance — designed to provide monthly cash payments that help cover essential living expenses after involuntary job loss such as a layoff, company closure, or position elimination.
PayCushion is built for the modern workforce: W-2 employees, gig workers, freelancers, and contract workers. You enroll while employed and become eligible for benefits after a short waiting period, provided your enrollment passes the reserve floor check.
Benefits range from $3,500 to $6,000 per month depending on your membership tier (Essential, Standard, or Premium), lasting up to 12–24 months after your state unemployment benefits end.
No. PayCushion is a membership-based income protection program, not a traditional insurance product. Trademark and patent applications are pending with the USPTO.