For Employers

Job Loss Protection as a Financial Wellness Benefit

Offer your workforce a patent-pending income protection program that pays up to $6,000/month after a layoff. Improve retention, recruitment, and employee financial security — at no cost to your company.

165M+

Eligible US workers

$6K

Max monthly benefit

24 mo

Max benefit duration

0

Cost to employer

Why Employers Offer PayCushion

Improve retention

Workers who feel financially protected are more likely to stay. Job loss protection is a differentiated benefit that sets you apart from competitors.

Stronger recruitment

Financial wellness benefits are a top priority for candidates. Offering income protection signals you care about employees beyond their tenure.

Support during transitions

If workforce changes are needed, PayCushion helps departing employees stay afloat — reducing stress and preserving goodwill.

Works for all worker types

W-2 employees, gig workers, freelancers, and contractors can all enroll — ideal for companies with blended or flexible workforces.

Zero employer cost

PayCushion is a voluntary, member-funded benefit. Employers can offer it at no direct cost — just facilitate enrollment and education.

Recession-resilient benefit

In uncertain economic times, income protection is exactly the kind of benefit employees value most — a genuine safety net they can see.

How It Works for Employers

1

Partner with PayCushion

We set up your company profile and provide enrollment materials — at no cost to your business.

2

Offer it to your team

Introduce PayCushion as a voluntary financial wellness benefit. Workers choose their tier and enroll individually.

3

Your workers stay protected

Enrolled employees get peace of mind. If they experience a layoff, PayCushion pays them monthly to cover essential expenses.

Frequently Asked Questions

How does PayCushion work as an employer benefit?

Employers can offer PayCushion as a financial wellness benefit. Workers enroll while employed and receive monthly cash payments of up to $6,000/month after a layoff, company closure, or position elimination — helping them stay financially stable during a career transition.

Is PayCushion a traditional insurance product?

No. PayCushion is a membership-based income protection program, not a traditional insurance product. Trademark and patent applications are pending with the USPTO.

What types of workers are eligible?

PayCushion covers W-2 employees, gig workers, freelancers, and contract workers — making it a flexible benefit option for companies with blended workforces.

How does offering PayCushion improve employee retention?

Financial wellness benefits are a top priority for workers. Offering job loss protection demonstrates employer commitment to employee financial security, which improves recruitment, retention, and morale — especially during periods of economic uncertainty.

Offer Your Workforce a Real Safety Net

Partner with PayCushion to bring job loss protection to your employees — at zero cost to your company.

© 2026 PayCushion™ Corp. Trademark and patent applications pending with the USPTO. PayCushion is a membership-based income protection program, not a traditional insurance product.