About PayCushion

Welcome to PayCushion. We are building the next generation of income protection to provide a vital safety net for workers across the country. In today's dynamic economy, traditional unemployment insurance often falls short, leaving hard-working individuals and families vulnerable during periods of unexpected job loss. PayCushion was designed to bridge this gap and provide true peace of mind.

What does our app do? PayCushion offers a membership-based income protection program. While employed, members pay a manageable monthly fee. If they experience an involuntary job loss—such as a layoff, company closure, or reduction in force—PayCushion steps in to provide monthly cash benefit payments of up to $6,000 for up to 24 months, ensuring they can maintain their standard of living while searching for their next opportunity.

Who is this for? PayCushion is built for everyone who relies on their income to support themselves and their loved ones. Whether you are a full-time W-2 employee, a contract worker, a freelancer, or part of the growing gig economy, our platform provides tailored plans to fit your specific needs and lifestyle. We believe that all workers deserve robust financial security regardless of their employment status.

Who builds it? We are a dedicated team of finance professionals, technologists, and empathetic leaders who have witnessed firsthand the devastating impact of sudden income loss. Led by founders who are passionate about economic resilience, we are leveraging modern technology and actuarial science to create a sustainable, transparent, and member-focused safety net. We are proud to be backed by a community of early supporters and forward-thinking investors who share our vision of a more secure future for all workers.